Home Explosions in West Virginia
Homeownership comes with a variety of risks. Unfortunately, the risk of damage to your home increases when you live in an area with other homes. If a neighbor’s home catches fire that spreads to your house or their home explodes and causes damage to your home, you could lose everything.
The most common causes of home fires include:
- Careless smoking
- Accidental fires
- Faulty electrical wiring
What Should You Do If a Fire or Explosion at Another Home Damages Your Home?
The first thing you’ll need to do once everyone is safe is contact your homeowner’s insurance provider. You’ll need to file a claim. Your provider will conduct an investigation and work with the neighbor’s insurance company to determine who’s liable for the damage.
Unfortunately, claims do not always go smoothly. There are cases in which your neighbor or their insurance provider will deny liability for the event. This is why it’s so important to work with an experienced attorney who can protect you and ensure your insurance provider treats you fairly.
An attorney can help you:
- Gather documentation of the damage caused to your property. This includes photos, debris, and financial documentation of any repairs needed.
- Work with your insurance provider to ensure they do everything they are supposed to do.
- Negotiate with other insurance providers involved in the event. This ensures you are treated fairly and receive the settlement you deserve.
- Represent you in court if the insurance companies involved are unwilling to treat you fairly.
What Will You Do If a Fire or Explosion at Your Neighbor’s Home Damages Your Personal Property?
Heavens Law has successfully helped homeowners affected by natural gas explosions.
In one recent case, the homeowner insurer denied liability. Our team met with the gas company and reviewed the evidence they presented. They showed us that the explosion was not related to the gas lines or gas meter.
It was a complex case that required us to subpoena the homeowner insurer’s files that showed that a gas valve had been left open in the home that exploded and damaged our clients’ homes. The insurer believed the case involved arson but was unable to prove their suspicion and paid out the claim.
The case was a prime example of why homeowners must sometimes take legal action against neighbors – because insurance companies choose not to do the right thing. A lot was going on behind the scenes and without our assistance, our clients would have never known the true story.
If you believe you are a victim of deceitful practices by an insurance company, we can help. Contact Heavens Law for a free consultation.